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No Income Verification Mortgage (Investment Poperties)

No income verification mortgages are a simple solution. We are one of the largest mortgage brokers in the country offering loan programs which are collectively referred to as No Doc loans. These loans are intended to assist borrowers obtain mortgage financing of their investment property when their income or assets are difficult to verify. No Doc mortgages generally fall into three categories:

No Doc Mortgage Loans (1-4 Family, Mixes Use and 5+ Units).
No Doc loans require no employment, income, or assets to be stated on your loan application. There are no efforts to verify any information beyond the credit profile of the borrower, value of the property and the cash flow of the subject property for refinance or purchase. If you have had some credit issues in the past you may need to make a slightly higher downpayment. Interest rates are generally 1 to 1.5% higher than conventional financing and are available on both fixed rate and adjustable mortgages.

No Income Verification Mortgage Loans (Investment 1-4 Family).
No income verification or stated income mortgages are the least expensive option in this category of mortgages. While we will verify your employment and assets, your income will not be the primary qualifier, but the cash flow of the property. You will have choice of adjustable and fixed terms of up to 30 years and No Prepayment Penalties.

Property and Occupancy types allowed
Our No Doc Loan programs allow purchase or refinance Rental/Investment single family, townhouse, condo, 1-4 Family, 5+ Units, Mixed Use Properties. Through special program we can provide blanket mortgage on few propeties to provide maximum loan amount. 

 


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Registered Mortgage Broker with NYS Banking Department. Loans arranged through third party providers.
Reverse Annuity Mortgages are not offered by Behrouz Benjaminpour and is listed in the mortgage glossary for illustrative purposes only.
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